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Our mission

Our core values

Get things done

We believe in the power of decisive action. Focus on achieving the goals we set daily and monthly, and do what it takes to reach those targets.

Accountability

When you take on a task, you own its outcome. We take full responsibility for our work and hold ourselves accountable for our decisions.

Ownership

Take charge of your projects, tasks, and decisions, ensuring they align with our mission and goals.

The team

Our diverse team is dedicated to revolutionising the way individuals access their earned salaries in Malaysia, Singapore, and Thailand.

With a shared passion for financial empowerment, we're committed to providing innovative solutions that enhance financial wellbeing for all.

Darvesh Daswani

CEO, Co-Founder

Gloria Jane Fernandez

Head of Sales

Syazwan Shafiq

Finance Manager

Kimiko Escovilla

Senior Software Engineer

Kim is our Senior Software Engineer. She plays a crucial role in driving our software engineering efforts and has been instrumental in shaping our innovative solutions.

💙 What’s your favourite thing about working at Payd? For me, the constant opportunity to learn is what I love most about my journey at Payd. I have the freedom to approach feature development and problem-solving in my unique way, which encourages me to think outside the box. This environment of collaboration and growth has tremendously helped me on my professional journey.

⏰ Share with us your go-to productivity hack or routine. When it comes to productivity, my go-to hack is productivity sprints. I set specific goals by the hour and completely immerse myself in the assigned tasks. This helps me stay on track with my daily responsibilities and gives me a sense of accomplishment at the end of the day.

🌍 If you could travel anywhere in the world, where would you go and why?

My dream travel destination is Tanzania in East Africa. I’m captivated by the country’s natural wonders, cultural experiences, and adventure opportunities. From witnessing the Great Migration in Serengeti National Park to hiking Mt. Kilimanjaro and exploring the Zanzibar archipelago, I’m eager to embark on an unforgettable journey.

💰 How has your experience at Payd shaped your understanding of the importance of earned wage access for employees in SEA? Working at Payd has given me deep insights into the financial struggles many employees face, whether it’s monthly, weekly, or even daily. I’ve seen firsthand how they turn to loan sharks or borrow from family and friends, increasing their anxiety and straining their relationships. Earned Wage Access (EWA) provided by Payd breaks this cycle of worry, offering a real solution to financial instability.

📱What sets Payd apart from other earned wage access apps in the market?

Payd’s genuine goal is to relieve employees from their financial struggles. We keep costs low for users, ensuring that they can address financial emergencies or unexpected expenses without worrying about excessive charges. Our real-time solution provides instant access to earned wages. Additionally, Payd is committed to providing resources and tools to enhance users’ financial literacy.

Paul Martin

CTO, Co-Founder

Kuan Yeoh

Head of Business Development

Kuan works tirelessly behind the scenes to educate the industry about the importance of empowering employees with financial wellbeing tools and strategies.

⚽ What do you enjoy doing in your free time?

In my free time, I enjoy playing games and football. It’s a great way to relax and unwind after a busy day. I also like watching live sports, especially football. There’s something exhilarating about the energy and passion of the game that keeps me hooked.

✈️  If you could travel anywhere in the world, where would you go and why?

I would love to visit Old Trafford, home of my favourite team, Manchester United. Experiencing the atmosphere of a live match at the stadium would be a dream come true for me.

🍔 Can you share a memorable moment at work?

One of the most memorable moments was when we signed our largest client, McDonald’s Malaysia. It was a truly remarkable experience to collaborate with one of the largest employers in Malaysia and provide a financial wellbeing tool for their employees.

📈 How do you see the future of earned wage access evolving?

Earned Wage Access will undoubtedly become more popular, and employers will recognise its value in supporting their employees’ financial health. Over the past three years, we’ve seen a significant shift in openness towards EWA solutions, and I believe it will continue to grow and evolve in Southeast Asia.

Lutfil Hadi

Customer Support Executive

Hadi is our hardworking and reliable Customer Service Representative in Payd Malaysia 🇲🇾  He goes above and beyond to ensure our users receive the best support they need.

💙 How would you describe your experience working in Payd?

Working at Payd means embracing a dynamic startup spirit. I love the opportunity to learn and collaborate across different departments, gaining a holistic understanding of the business. Each day brings new challenges and chances to contribute to our company’s growth, creating an exciting environment filled with valuable learning experiences.

🌴 In your leisure time, what activities bring you joy and fulfilment?

I’m passionate about staying active and embracing the outdoors. Whether it’s engaging in sports like football, planning camping adventures, or simply exploring nature trails, I find immense joy in the thrill of physical activity and the serenity of outdoor settings. These activities not only keep me fit but also provide a perfect escape to unwind and recharge.

🦸‍♀️ If you could possess any superpower, what would you choose and why?

I would choose the ability to time travel. The prospect of journeying through different eras, witnessing historical events firsthand, and gaining insights into the past and future is incredibly enticing. Time travel would not only provide a unique opportunity for learning and understanding but also offer the chance to make informed decisions that could positively impact the present and future.

💕 Share with us a memorable user story that has left a lasting impression on you.

One heartwarming moment that stands out is when a customer reached out to us one evening. His wife was sick, and he urgently needed funds for her medical expenses. With his payday still a week away, he felt helpless. I promptly guided him through accessing his earned salary in Payd. The customer’s heartfelt gratitude illustrated how EWA can truly be a lifeline during urgent times of need, making a profound difference in people’s lives.

Andrew Tan

Software Engineer

Justin Kong

Co-Founder

Pamela Joseph

Customer Success Manager (Malaysia)

Pamela Joseph is an integral part of the Payd team, working closely with our clients and users to ensure that they have the best experience possible when using our Payd app.

💚 What do you enjoy most about working at Payd?

My favourite aspect of working at Payd is the people. The dynamic team environment fosters collaboration and growth opportunities. We share a common vision, encourage open communication, and value feedback, creating a positive and supportive work culture.

🍱 How do you spend your free time outside of work?

On days that my social battery is full, I meet up with friends over good food and engaging in meaningful conversations. On quieter days, you’ll find me at home, enjoying the latest K-drama series or creating precious memories with my baby.

🎬 What is your favourite movie and why?

My all-time favourite movie is ‘The Devil Wears Prada.’ It resonates with me because it emphasises the importance of adaptability and embracing new challenges for personal and professional development. The film serves as a reminder to step out of comfort zones and explore new opportunities for growth.

💪 In your role, how do you advocate for the long-term financial wellbeing of users through earned wage access?

EWA is a tool designed to ease their minds during unexpected circumstances, rather than being used for indulgent purchases. Whether it is a medical emergency, unexpected mid-month expenses, or a car accident, EWA allows our users to have greater control over their finances and plan effectively.

💕 Can you share a moment where you witnessed the immediate benefits of EWA for a user in need?

Recently, one of our users shared with me their heartwarming experience of using Payd’s EWA solution. After being hospitalised for a significant amount of time, they were in dire need of funds. As the breadwinner of their family, they had additional financial responsibilities apart from medical bills.

With access to their earned salaries through Payd, they were able to send money to their family for essential expenses, including petrol and groceries, while in the hospital. They have since recovered and returned to work, showing how EWA can play a critical role during times of financial stress.

Poju Yap

Marketing Manager

Adrian Foh

Software Engineer

Vasin Vinichbutr

General Manager (Thailand)

Beat Kaephimai

Customer Success Manager (Thailand)

Beat is our dedicated and cheerful Customer Success Manager at Payd Thailand 🇹🇭

🌟 What’s the most rewarding aspect of working at Payd?

At Payd, I’m drawn to the unique blend of challenges and rewards that align perfectly with my passion for making a tangible difference in people’s lives. I cherish the meaningful conversations I have with employers, where I gain insights into their workforce struggles and can take actionable steps to address them. The dynamic work environment at Payd allows me to be autonomous, versatile, and constantly learning and adapting.

🎨 What do you enjoy doing in your free time?

In my leisure time, I switch things up based on my mood. Painting offers me solitude and peace, while tinkering with my music toys lets me explore new sounds. Engaging in profound conversations with friends or strangers fuels my creativity and inspiration.

🦸‍♀️ If you could have any superpower, what would it be and why?

I’d choose the power of instant learning! Imagine being able to master any skill with just a touch. It would open up endless possibilities for creativity and personal growth.

😲 One surprising fact about you?

Despite my eclectic interests, my colleagues would be shocked to learn that I won a silver medal in a University Scrabble competition at 19. Who knew?

🇹🇭 How has your experience at Payd shaped your understanding of earned wage access in Malaysia and Thailand?

Payd has shed light on the prevalent financial challenges faced by employees and the limited resources available to them. Witnessing how Payd empowers individuals to manage financial struggles independently is truly gratifying.

💪 How do you advocate for the long-term financial wellbeing of users through earned wage access?

By promoting self-reliant financial wellbeing, I empower users to view EWA as a safety net for the present and a stepping stone towards financial independence in the future. At Payd, we strive to fill the financial gaps for our users and set them on the path to prosperity and financial freedom.

Rachel Yue

Marketing Associate

Rachel is our vibrant Marketing Associate at Payd. She thrives on teamwork, coffee, and music!

💜 What’s your favourite thing about being part of the Payd family?

I love the energising vibe my colleagues bring to the table! They keep me motivated and remind me to infuse fun into our work. My role at Payd is incredibly dynamic, offering me diverse opportunities in all facets of marketing!

🦸‍♀️ If you could possess any superpower, what would it be and why?

I’d love to have mind powers! Imagine the ability to telepathically communicate, influence actions, and delve into thoughts. Channeling my inner Prof. Charles Xavier from X-Men sounds like an intriguing superpower quest!

🤯 What’s a surprising fact about you that might catch people off guard?

My eclectic music taste might surprise my colleagues! If we share earphones, they might find themselves immersed in a musical world they never expected. 🎶

✨🧘🏼 How does Payd contribute to the financial wellbeing of employees?

Ultimately, Payd offers financial freedom to our users by providing them access to their earned wages whenever they need it. We aim to create a solid financial foundation for them, offering support during emergencies and helping them manage their finances wisely. By alleviating financial stress, we empower individuals to regain control over their lives.

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